
Welcome to the world of Non VBV BINs List in 2025! As the digital payment landscape continues to evolve, so too do the opportunities for carders to exploit its weaknesses. In this post, we will provide you with the latest Non VBV BINs List, enabling you to tap into the lucrative world of non vbv cc carding and maximize your profits.
3D Security (Vbv/Msc)
3D Security, also known as 3D Secure, is a security protocol implemented by payment processors to protect against fraudulent transactions. It adds an extra layer of authentication to the payment process, requiring cardholders to provide additional information, such as a password or a one-time code, to verify their identity. There are several types of 3D Security used in carding:
- Verified by Visa (VbV): This is a 3D Security protocol used by Visa. During the checkout process, the cardholder is redirected to a secure page hosted by Visa, where they are prompted to enter a password or a one-time code sent to their registered mobile number. Once the authentication is successful, the transaction is approved.
- Mastercard SecureCode (MSC): This is a 3D Security protocol used by Mastercard. Similar to VbV, during the checkout process, the cardholder is redirected to a secure page hosted by Mastercard, where they are prompted to enter a password or a one-time code sent to their registered email address. Once the authentication is successful, the transaction is approved.
- American Express SafeKey: This is a 3D Security protocol used by American Express. During the checkout process, the cardholder is prompted to enter a password or a one-time code sent to their registered mobile number. Once the authentication is successful, the transaction is approved.
- JCB J/Secure: This is a 3D Security protocol used by JCB. During the checkout process, the cardholder is prompted to enter a password or a one-time code sent to their registered email address. Once the authentication is successful, the transaction is approved.
- Discover Secure: This is a 3D Security protocol used by Discover. During the checkout process, the cardholder is prompted to enter a password or a one-time code sent to their registered mobile number. Once the authentication is successful, the transaction is approved.

Currently the only way to bypass OTP (2fa sms) is with an OTP bot, we covered the top 3 OTP bots here.
Each of these 3D Security protocols adds an extra layer of authentication to the payment process, making it more secure and reducing the risk of fraud.
However, Non VBV BINs, which do not require verification of the cardholder’s presence or involvement in the transaction, are not subject to 3D Security, making them more susceptible to fraudulent activities. By focusing on Non VBV BINs, carders can bypass these security measures and carry out fraudulent transactions without the need for a CVV or CVC.
What are Non VBV BINs?
A BIN, or Bank Identification Number, is the first 6 to 8 digits of a card number. Non-VBV BINs refers to a collection of BINs that do not have Verified by Visa (VBV) security protocols. These BINs are less secure, making them easier targets for carders.
Understanding Non Vbv CC’s
What is a non VBV card, and why should I care?
A non-VBV card is a card that does not have a Verified by Visa (VBV) or Mastercard SecureCode (MSC) security feature. These cards are generally easier to exploit because they do not require additional 3D Security authentication such as 2 Factor Authentication sms during the checkout process (although you can bypass this with an OTP bot it is faster to just skip using vbv cards).
As a carder, you should care about non-VBV cards because they offer a higher success rate when making unauthorized transactions and they save you time.
Why Non VBV BINs List matters for profit?
Non VBV BINs offers several advantages for carders:
- Lower risk of detection: Since these BINs have weaker security protocols, they are less likely to trigger fraud alerts, reducing the risk of getting caught.
- Higher success rate: Non VBV BINs are generally easier to exploit, resulting in a higher success rate for unauthorized transactions.
- Wider range of targets: With Non VBV BINs List, you can target cards from specific issuing banks or countries that may have weaker fraud detection systems, as well as prepaid cards that often fly under the radar.
Mastering Non VBV BINs:
To make the most of Non-VBV BINs, follow these strategies:
- Use fresh lists: Overused Non VBV BINs can get flagged and blacklisted, making them less effective for carding. To stay ahead of the game, use fresh lists and rotate your targets frequently.
- Use the non vbv bins that work best for your target.
- Stay informed: The carding landscape is constantly evolving, with new security protocols and detection systems being introduced regularly. Stay informed about these changes and adapt your strategies accordingly.
- Check this post for the basics on how to master non vbv bins
The Difference in Card Issuers
Although functionally similar, the core difference arises from the card issuer:
- Non VBV cards are Visa cards that do not utilize the Verified by Visa authentication.
- Non MSC cards are MasterCard cards that are not covered by the MasterCard SecureCode.
This difference influences how transactions are processed. For instance, a merchant system integrated with Verified by Visa will only enforce the extra verification step for Visa cards enrolled in the program. If the card is Non VBV, the transaction skips this step. The same applies to MasterCard SecureCode with MSC-enabled cards.
How to Check If a BIN Is Non-VBV
To check if a BIN is Non-VBV using WCC-Plug.cm and PlusCards.cm, follow these steps:
- Open your web browser and visit WCC-Plug.cm or PlusCards.cm.
- Navigate to the cards page on the website.
- Look for the filter options on the page. You should see a filter for “Non VBV” or “Non MSC.”
- Input the first six digits of the BIN you want to verify in the search bar.
- Click on the search button or the lookup button.
- The website will display the BIN’s details, including its card type and whether it’s Non VBV or not.
- Check for a checkmark next to the “Non VBV” or “Non MSC” label. If the checkmark is present, the BIN is Non VBV.


It’s essential to verify the Non VBV status of a BIN using a trusted source like WCC-Plug.cm or PlusCards.cm, As some BINs can sometimes get patched and are no longer Non VBV. These two shops, always have the latest info on this, so it’s crucial to stay updated with their information to avoid wasting time and resources on outdated BINs. Happy carding!
🌍Non VBV Bins List Per Country (+Non MSC)
Now that we’ve grasped the fundamentals, let’s examine the best bin per country! These BINs can be found at Pluscards.cm, a reliable source for non vbv cc’s.
Below you can find our Non VBV BINs List, tested by our experts on 300+ carding methods and featuring BINs from 15+ countries such as the UK,USA Canada, Australia, Germany and many more!. Reliable, filtered, and trusted—check it out now!
🇺🇸 USA Non VBV BINs List (Visa)
This are the best non vbv bins for USA as of now
BIN Number | Card Type | Bank Name | Card Category | Card Issuer |
---|---|---|---|---|
44632543 | GOLD | Citibank (South Dakota), N.a. | Credit | Visa |
434018 | PLATINUM | Sikorsky Financial C.u., Inc. | Credit | Visa |
421760 | INFINITE | Its Bank | Debit | Visa |
465007 | INFINITE | Amegy Bank, N.a. | Debit | Visa |
44766443 | INFINITE | Mbna America (Delaware), N.a. | Debit | Visa |
44766476 | INFINITE | Mbna America (Delaware), N.a. | Debit | Visa |
44632512 | GOLD | Citibank (South Dakota), N.a. | Credit | Visa |
550149 | GOLD | Fia Card Services, N.a. | Credit | Visa |
51547040 | GOLD | Lasalle Bank Midwest, N.a. | Credit | Visa |
44435764 | GOLD | Champaign National Bank & Trust | Credit | Visa |
🇺🇸 Usa Non MSC BINs List (MasterCard)
This are the best Non Msc bins for the USA as of now
BIN Number | Card Type | Bank Name | Card Category | Card Issuer |
---|---|---|---|---|
51636298 | WORLD | Westpac Banking Corporation | Credit | Mastercard |
54558371 | WORLD | Mellon Bank, N.a. | Credit | Mastercard |
40383216 | SIGNATURE | Bc Card Co., Ltd. | Credit | Mastercard |
543829 | GOLD | Card Services for Credit Unions, Inc. | Credit | Mastercard |
405007 | GOLD | Citizens Bank | Debit | Mastercard |
Below are sneak previews of Non VBV BINs for various countries. Click on the individual country pages (when available) for full lists and detailed information.
🇬🇧 UK Non VBV BINs List (Visa & Mastercard)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
475123 | Lloyds Bank | Visa | Credit | Gold |
513456 | Barclays Bank | Mastercard | Credit | Platinum |
490888 | HSBC Bank | Visa | Debit | Classic |
Full list coming soon!
🇨🇦 Canada Non VBV BINs List (Visa & Mastercard)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
453789 | Royal Bank of Canada | Visa | Credit | Gold |
542368 | Scotiabank | Mastercard | Debit | Prepaid |
426389 | TD Canada Trust | Visa | Credit | Platinum |
Full list coming soon!
🇦🇺 Australia Non VBV BINs List (Visa & Mastercard)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
401288 | Commonwealth Bank | Visa | Credit | Platinum |
536789 | Westpac Bank | Mastercard | Credit | World Elite |
412345 | ANZ | Visa | Debit | Classic |
Full list coming soon!
🇧🇷 Brazil Non VBV BINs List (Visa)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
455712 | Banco do Brasil | Visa | Credit | Gold |
492901 | Itaú Unibanco | Visa | Credit | Classic |
431908 | Caixa Econômica Federal | Visa | Debit | Prepaid |
Full list coming soon!
🇳🇱 Netherlands Non VBV BINs List (Visa & Mastercard)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
539901 | ING Groep N.V. | Mastercard | Credit | Gold |
476432 | ABN AMRO Bank | Visa | Debit | Prepaid |
512830 | Rabobank | Mastercard | Credit | Business |
Full list coming soon!
🇩🇪 Germany Non VBV BINs List (Mastercard)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
521234 | Deutsche Bank | Mastercard | Credit | Platinum |
540112 | Commerzbank | Mastercard | Debit | Prepaid |
555566 | Sparkasse | Mastercard | Credit | Standard |
Full list coming soon!
🇱🇺 Luxembourg Non VBV BINs List (Visa & Mastercard)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
410012 | Banque Internationale | Visa | Credit | Gold |
531234 | Banque et Caisse d’Épargne | Mastercard | Credit | Platinum |
490345 | ING Luxembourg | Visa | Debit | Prepaid |
Full list coming soon!
🇸🇪 Sweden Non VBV BINs List (Visa)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
475654 | Swedbank | Visa | Credit | Classic |
498712 | Handelsbanken | Visa | Credit | Gold |
479011 | Nordea | Visa | Debit | Prepaid |
Full list coming soon!
🇫🇷 France Non VBV BINs List (Mastercard)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
543188 | Crédit Agricole | Mastercard | Credit | Platinum |
514677 | Société Générale | Mastercard | Credit | Classic |
521903 | BNP Paribas | Mastercard | Debit | Prepaid |
Full list coming soon!
🇮🇹 Italy Non VBV BINs List (Visa)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
460011 | UniCredit | Visa | Credit | Gold |
452289 | Intesa Sanpaolo | Visa | Credit | Platinum |
492384 | Banco BPM | Visa | Debit | Classic |
Full list coming soon!
🇳🇴 Norway Non VBV BINs List (Visa & Mastercard)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
421987 | DNB ASA | Visa | Credit | Gold |
534512 | Nordea Bank | Mastercard | Credit | Standard |
467890 | SpareBank 1 | Visa | Debit | Prepaid |
Full list coming soon!
🇨🇭 Switzerland Non VBV BINs List (Mastercard)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
555121 | UBS Group AG | Mastercard | Credit | Platinum |
540876 | Credit Suisse | Mastercard | Credit | Gold |
522987 | Raiffeisen Bank | Mastercard | Debit | Classic |
Full list coming soon!
🇪🇸 Spain Non VBV BINs List (Visa)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
421123 | Banco Santander | Visa | Credit | Gold |
456789 | BBVA | Visa | Credit | Platinum |
409876 | CaixaBank | Visa | Debit | Prepaid |
Full list coming soon!
🇫🇮 Finland Non VBV BINs List (Mastercard)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
535329 | OP Card Company | Mastercard | Credit | Standard |
524342 | Nordea Bank | Mastercard | Debit | Platinum |
552170 | Danske Bank | Mastercard | Credit | Platinum |
Full list coming soon!
🇧🇪 Belgium Non VBV BINs List (Visa & Mastercard)
BIN | Bank Name | Network | Credit/Debit | Card Type |
---|---|---|---|---|
552620 | Europay Belgium | Mastercard | Credit | Business |
490933 | Citibank | Visa | Credit | Gold |
426833 | Danske Bank | Visa | Credit | Platinum |
Full list coming soon!
Stay tuned for complete lists for each country!
These BINs lists illustrate the types of cards that fall under the Non VBV and Non MSC categories, helping users identify examples more clearly.
These examples demonstrate the variety of Non VBV and Non MSC cards available, with issuing banks from major financial institutions to small providers. Remember, these cards do not require verification of the cardholder’s presence or involvement in the transaction, making them attractive targets for fraudulent activities. So, let’s dive into the world of carding and reap the rewards together! Pluscards.cm is an excellent resource for finding these BINs, especially for USA cards. Happy carding!
🇺🇸 Usa Non VBV BINs Per Category:
In Non VBV (Verified by Visa) and Non MSC (Mastercard SecureCode) bin carding, it’s crucial to choose a BIN based on the category of what you’re carding as payment processors and security measures differ significantly based on the specific branch, such as crypto, online shopping, money transfers, and retail.
Payment processors and security measures are designed to detect and prevent fraudulent activities. They employ various techniques, such as address verification, CVV checks, and 3D Secure protocols, to ensure the legitimacy of transactions. Non VBV and Non MSC cards, which do not require the cardholder’s presence or involvement in the transaction, are more susceptible to fraudulent activities.
By choosing a BIN based on the category of what you’re carding, you can exploit the specific weaknesses of each payment processor and security measure. For example, crypto-related BINs may have less stringent security measures due to the nature of cryptocurrencies, making them easier to exploit. Similarly, online shopping BINs may have different fraud detection algorithms than retail BINs, requiring a different approach to carding.
Moreover, different branches have different transaction volumes and values, which can impact the profitability of carding. By focusing on BINs that cater to high-value transactions, such as money transfers, you can maximize your profits.
🇺🇸 Crypto Non VBV bins
🇺🇸 Bitcoin Carding Method Non VBV bins
Use these non vbv bins for your favourite bitcoin carding method!
BIN Number | Card Type | Bank Name | Card Category | Card Issuer |
---|---|---|---|---|
44632543 | GOLD | Citibank (South Dakota), N.a. | Credit | Visa |
51636298 | WORLD | Westpac Banking Corporation | Credit | Mastercard |
550149 | GOLD | Fia Card Services, N.a. | Credit | Visa (Best) |
🇺🇸 Altcoin Carding Method Non VBV bins
BIN Number | Card Type | Bank Name | Card Category | Card Issuer |
---|---|---|---|---|
434018 | PLATINUM | Sikorsky Financial C.u., Inc. | Credit | Visa |
54558371 | WORLD | Mellon Bank, N.a. | Credit | Mastercard |
44766476 | INFINITE | Mbna America (Delaware), N.a. | Debit | Visa (Best) |
🇺🇸 Gift-Card-Carding Method
🇺🇸 Crypto Gift-Card Carding Method
BIN Number | Card Type | Bank Name | Card Category | Card Issuer |
---|---|---|---|---|
543829 | GOLD | Card Services for Credit Unions, Inc. | Credit | Mastercard |
421760 | INFINITE | Its Bank | Debit | Visa |
51547040 | GOLD | Lasalle Bank Midwest, N.a. | Credit | Visa (Best) |
🇺🇸 Gaming Gift-Card
BIN Number | Card Type | Bank Name | Card Category | Card Issuer |
---|---|---|---|---|
40383216 | SIGNATURE | Bc Card Co., Ltd. | Credit | Mastercard |
405007 | GOLD | Citizens Bank | Debit | Mastercard |
44632512 | GOLD | Citibank (South Dakota), N.a. | Credit | Visa (Best) |
🇺🇸 Money-Transfer
🇺🇸 Western Union
BIN Number | Card Type | Bank Name | Card Category | Card Issuer |
---|---|---|---|---|
44766443 | INFINITE | Mbna America (Delaware), N.a. | Debit | Visa |
44435764 | GOLD | Champaign National Bank & Trust | Credit | Visa |
465007 | INFINITE | Amegy Bank, N.a. | Debit | Visa (Best) |
🇺🇸 CashApp
BIN Number | Card Type | Bank Name | Card Category | Card Issuer |
---|---|---|---|---|
51636298 | WORLD | Westpac Banking Corporation | Credit | Mastercard |
54558371 | WORLD | Mellon Bank, N.a. | Credit | Mastercard |
434018 | PLATINUM | Sikorsky Financial C.u., Inc. | Credit | Visa (Best) |
🇺🇸 Shopping
Electronics
BIN Number | Card Type | Bank Name | Card Category | Card Issuer |
---|---|---|---|---|
550149 | GOLD | Fia Card Services, N.a. | Credit | Visa |
44632543 | GOLD | Citibank (South Dakota), N.a. | Credit | Visa |
40383216 | SIGNATURE | Bc Card Co., Ltd. | Credit | Mastercard (Best) |
🇺🇸 Fashion
BIN Number | Card Type | Bank Name | Card Category | Card Issuer |
---|---|---|---|---|
44766476 | INFINITE | Mbna America (Delaware), N.a. | Debit | Visa |
543829 | GOLD | Card Services for Credit Unions, Inc. | Credit | Mastercard |
44632512 | GOLD | Citibank (South Dakota), N.a. | Credit | Visa (Best) |
🇺🇸 Retailers
BIN Number | Card Type | Bank Name | Card Category | Card Issuer |
---|---|---|---|---|
405007 | GOLD | Citizens Bank | Debit | Mastercard |
421760 | INFINITE | Its Bank | Debit | Visa |
465007 | INFINITE | Amegy Bank, N.a. | Debit | Visa (Best) |
Extra Facts about non vbv bins
Q: How can BIN lists help me in carding? BIN lists are essential in carding because they provide valuable information about a card, such as the issuing bank, card type, card brand, and country of issuance. By using a BIN list, you can filter out low-reward, high-risk cards and focus your efforts on targets that deliver the best results. This saves time and increases efficiency, which is essential in the carding industry.
Why should I use balance checkers?
Balance checkers are a crucial tool in carding because they allow you to verify the balance of a card before making a purchase. This helps you avoid wasting time and resources on cards with insufficient balances. Additionally, some merchants may require a minimum balance to complete a transaction, so using a balance checker ensures that you meet these requirements.
If a card does not have a non VBV feature, what can I do to bypass 2FA?
If a card does not have a non VBV feature and requires two-factor authentication (2FA), you can use an OTP (One-Time Password) bot to bypass this security measure. OTP bots generate a one-time password that you can use to complete the transaction. However, it’s essential to use a reliable OTP bot to ensure that the password is generated correctly and in a timely manner
Recap:
Non vbv bins lists give you a:
- Lower risk of detection
- Higher success rate
- Wider range of targets
When working with Non vbv bins lists:
- Use fresh non vbv bins lists (abused bins can get patched)
- Monitor card activity with balance checkers
- Stay informed (keep checking cardingsecrets)
Conclusion:
In 2025, Non VBV BINs List will be a game-changer for carders, offering lower risk, higher success rates, and a wider range of targets. By following the strategies outlined in this post and using the sample Non VBV BINs List provided, you can unlock the full potential of Non VBV BINs List and maximize your profits in the world of carding. Remember, the key to success in this game is efficiency, precision, and adaptability. Stay smart, stay informed, and stay ahead of the competition. Happy carding!
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a even better way is getting Non VBV cc packs on carding genie << no need to check bins etc
Final Words
By using Non VBV BIN lists, balance checkers, and OTP bots (if card is vbv), you can become a more efficient and successful carder. Remember, the key to success in carding is efficiency and discretion. Good luck!